What act is more radical than queer love?
Erasing medical debt with queer lovin'.
We use RIP Medical Debt's "Reviving Appalachia" program to purchase large portfolios of medical debt. On average, 100$ of medical debt can be purchased for $1. That's how every lube purchase erases $100 of Appalachian Medical Debt! There are 240 million dollars of medical debt in Appalachia. The majority is from the most marginalized of our community.
The Problem: In the past forty years, medical costs have doubled, insurance copays and deductibles have spiked, and bankruptcy rates have quadrupled, creating an avalanche of destructive medical debt. More than 60% of bankruptcies in America have medical debt as a root cause, and the situation is especially dire in Appalachia.
Regional studies showed that in Appalachia, out-of-pocket healthcare costs are 40% higher than the national average, and this year almost every state in Appalachia suffered a decline in insurance coverage—sure to make things worse. Nearly one in five people in Appalachia are in poverty, and medical debt makes that poverty impossible to escape. Medical debt destroys a family’s credit rating; denying access to loans, an apartment, and even a job. People in medical debt are less likely to seek medical care or fill prescriptions so that, in the end, medical debt not only destroys well-being and economic security, it can kill.